If you’re dreaming of moving to a big country house with plenty of space, take some time to read through this article and then do some more research. It’s a big decision, and our friends at Safebound Moving & Storage can help you think it through.
Is it a good idea for you?
Everyone has their own motives for moving to the nation. There are a million reasons to appreciate relocating to the country, whether you want to homestead, want seclusion, or simply enjoy the scenery.
BUT. Country living is not the same as city living with greater room. Let me say it again. Country living is not the same as city living with greater room. I’ve lived in dormitories, apartments, the suburbs, and on the open road. Life isn’t necessarily slower, but it is different out here.
So, when I suggest you should come to the area for the correct reasons, what exactly do I mean? (We’ll get to it in a minute.) The nation is a lot of effort. It’s a little further from the shops and eateries. There are fewer services and tradesmen available to assist you. Typically, you and/or your family are responsible for everything. (This is music to the ears of those of us who are overly self-reliant.)
If you discover a snake on the front porch, what should you do? You could contact animal control, but they could make fun of you. (Of course, lovingly.) Because rural people are often friendly.) If you’re snowed in, what should you do? Take out the shovel. What happens if you lose power? Don’t open the fridge and turn on the grill at the same time.
The exchange is that moving to the country with a long-distance moving company nearly guarantees serenity and seclusion. The open air is a beautiful location to visit and a lovely way to live. Before you take the plunge, be sure it’s a good fit for your personality.
Spend some time considering why you wish to relocate to the open air. Do you just require additional space? Would you miss out on social events if you didn’t have access to them? Write everything down and think about it for a few weeks.
Let’s Talk Money
The amount you spend on a rural property is mostly determined by the location. Houses aren’t cheap, and land isn’t cheap, either. When you combine those two factors, you have something that…isn’t cheap.
The most important thing to remember is to remain patient. Getting a remote property takes a lot of time, a lot of searching, and a little money, but it’s absolutely achievable with little strategy. So, what do you do once you’ve found the ideal home?
Getting a Loan to Move to the Country
When looking for finance, it’s crucial to keep in mind that many typical loans aren’t suitable for rural homes. In our instance, we discovered that most lenders needed the home to be worth at least 80% of the purchase price.
If you don’t know where to start looking for credit, ask some of your neighbors in the region where you’re looking to see who they’re borrowing with.
Tip: Look into several local financing possibilities to see what their mortgage interest rates are like.
Assess the Property’s Needs
How much effort does it take to keep it up?
Are you up for the big reveal? It’s a really fantastic one. A rural property may be maintained in as much or as little time as you wish.
I’m not joking. You can have the picture-perfect magazine-ready wedding location type of rural property without a doubt. If you just want to keep 0.3 of your land and let the rest grow? You can do it as well! How much work you want to undertake is totally up to you.
Our objective is to bring the property to a point where we can maintain it with as little work as possible – mostly a riding mower.
To reduce the amount of weed eating necessary, we’ve removed fencing, landscaping, bushes, and shrubs. Once a year, our neighbors hay our fields for us, keeping them looking tidy and groomed.
This way, we can put in the effort up front to get things looking beautiful, and then maintain the appearance with only a few hours of mowing every week during the mowing season.
Because moving to the country entails more day-to-day effort, you should think about your long-term plans for the area. Are you planning to stay here for 15 years before relocating to a more welcoming location? Is this going to be your eternal home?
While you may certainly grow old in a rural location, you may have to get creative with how you mature. Heating (no wood burning furnace), accessibility (our driveway is county plowed), and first-floor living are some of the factors we’re considering.